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Understanding your Accounts
Understanding your Accounts
Paz avatar
Written by Paz
Updated over a week ago

Kixy offers currency accounts that let you hold, send, and receive money in different currencies all in one place. Think of them as separate digital purses for each currency you want to use.

What are Kixy's currency accounts?

You can also have a currency account attached to your main GBP Kixy account. Each account:

  • Holds a specific currency (for example, a GBP Wallet or USD Wallet)

  • Comes with its own unique bank details

  • Can be managed easily through the Kixy app

  • Lets you send a receive money internationally

When you join Kixy, you'll automatically get a GBP (British Pounds) account. You can add up to 11 more accounts in different currencies, with a limit of one account per currency.


Available Currencies

You can open currency accounts in any of these currencies:

  • British Pound (GBP)

  • US Dollar (USD)

  • Euro (EUR)

  • Canadian Dollar (CAD)

  • Swiss Franc (CHF)

  • Czech Koruna (CZK)

  • Danish Krone (DKK)

  • Hungarian Forint (HUF)

  • Norwegian Krone (NOK)

  • Polish Zloty (PLN)

  • Romanian Leu (RON)

  • Swedish Krona (SEK)


Features of your Accounts

Bank Details

  • Every account has its own unique IBAN (International Bank Account Number) and SWIFT Code

  • Only the GBP account comes with a UK Sort Code and Account Number

  • You can use these details to receive money from within and outside the UK

  • Your bank details remain the same for as long as you have your account

  • Share these details with anyone who needs to send you money in that currency

Currency Exchange

  • Convert money between your accounts whenever you need

  • See how much you'll receive before you convert

  • All currency exchange services are provided by our partner, Clearbank

  • View all fees upfront before making the exchange

Sending Money

  • Send money directly from your chosen account to other accounts outside of Kixy

  • Send money in a different currency without needing an account in that currency

    • For example, you can send USD to someone directly from your GBP Wallet - we'll handle the conversion for you

Adding Money

You can add money to your account in several ways

  1. Direct bank transfer to your account

  2. Card Payment

  3. Apple Pay

  4. International transfer using your IBAN

Managing your Money

In the Kixy app, you can:

  • Check your balance in real-time

  • View your transaction history

  • Download statements as pdf files

  • Convert money between your Wallets

To learn more about managing your accounts, you can view our article here: "Managing your Kixy Accounts"

Important things to know

  • You can only have one account per currency

  • Accounts don't earn interest like savings accounts

  • The GBP account is provided automatically when you open your Kixy account

  • Some features may be restricted in certain countries

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